responsible borrowing
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responsible borrowing

  • Home
  • About us
  • News
  • About borrowing
    • Types of loans
  • Responsible borrowing
    • Consumer rights and responsibilities
  • Evaluate your lender
  • Loan FAQ

News

  • 10 ways to improve your credit score

    September 28, 2017

    It has been estimated that as much as 70% of the global population is deprived of access to any sort of borrowing as they do not have a credit score.…

  • Read between the headlines and be careful what you sign

    March 2, 2017

    Recently, the European Commission published its latest Winter Economic Forecasts, which point to GDP (Gross Domestic Product) growth trends across all EU Member States through to 2018. The EC press…

  • Line of Credit: what it is and why it exists

    February 13, 2017

    For several years, Line of Credit has been included in the assortment of services of many banks. However, due to financial market trends and change in consumer needs it is currently also offered…

  • 5 New Year’s Financial Resolutions

    December 20, 2016

    New Year’s resolutions are a time for self-improvement and what better way than to make a fresh start with your personal finances. Below are our top five tips, to get you…

  • Festive Financial Planning

    November 17, 2016

    Our top tips for keeping your festive spending under control. Christmas can be an expensive time of year. While it may still feel like a long way off it’s never…

  • What is FinTech and why it matters today

    October 27, 2016

    ‘FinTech’ is a phrase increasingly banded about in the media and in technology circles. Despite being widely used, it’s a term many – including tech savvy and knowledgeable entrepreneurs –…

  • Unplanned overdraft fees costlier than payday loans

    September 18, 2016

    Payday loans continue to make headlines across Europe, but this time for different reasons to those you might expect. A number of commentators and consumer groups, such as UK’s Which?…

  • How do bans on payday loans affect consumer borrowing behaviour?

    August 26, 2016

    Whilst regulation of the payday loan industry increases, especially in the US, research and academic comment on its effect on consumer behaviour and financial planning has been limited. A recent…

  • How to keep your money safe while travelling?

    August 7, 2016

    The summer is here, and the holiday and travel season has begun. Some of us will be inspired by local roads and landscapes and others will choose to travel to…

  • 4finance launches financial education platform www.ResponsibleBorrowing.com as part of a responsible lending initiative

    July 14, 2016

    Riga, Latvia, 14 July 2016. 4finance Group, the global leader in digital and mobile consumer finance, announces the launch of a new financial education platform www.Responsibleborrowing.com to provide consumers with…

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